Business could think about using services like PayPal, Square, or Paymentsclairty to take online payments without a merchant account because merchant accounts can have high costs. If you're going abroad, beware of large margins on the currency rate for international transactions, regardless of the firm you pick.

Can you make out that noise? It is the fast evolving global economy. The strength and reach of worldwide business are now within anyone's reach, no matter how tiny their firm, thanks to the internet's explosive growth.

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